Kyler Carr

I’m a residential mortgage broker based in Charlotte and licensed in North Carolina, South Carolina, Georgia, Florida, and Virginia. With over a decade of experience in finance, underwriting, and mortgage lending, I help homebuyers and homeowners across the Southeast navigate the mortgage process with clarity and confidence.

Before joining Oak Capital Mortgage, I worked in both startup and national financial institutions, where I honed my skills in underwriting, relationship management, and loan structuring. In 2021, I funded over 100 loans—each one a result of thorough analysis, clear communication, and a relentless focus on client goals.

My clients and referral partners know me for my responsiveness, attention to detail, and commitment to securing the best possible loan terms. Whether you’re buying your first home, refinancing, or investing in property, I’m here to guide you through every step of the process with personalized support and elite-level service.

Outside of work, I’ve enjoyed giving back through organizations like Gilda’s Club and the Leukemia and Lymphoma Society. At the end of the day, it’s about building real relationships—not just closing loans.