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Mortgage Broker in Charlotte, NC

Welcome to the official site of Oak Capital Mortgage. We are a full-service mortgage company based in Charlotte, Raleigh, NC. We specialize in Conventional Loans in Charlotte, Raleigh, and SC, FL, and VA. We also serve the surrounding cities in Mecklenburg, Cabarrus, and York. Whether you are buying a home or refinancing in the zip code 28203, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | Jumbo

What makes Oak Capital Mortgage unique is that we offer the following niche programs as well: Bank Statement Loans for self-employed, Investor Cash flow.

Contact Oak Capital Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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