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Bill Goodwin

Bill Goodwin

Licensed Mortgage Broker
NMLS#: 335193

Phone: (704) 281-3808
Bill@OakCapitalMortgage.com

I’ve been in the mortgage business since 2003, helping clients and partners navigate everything from straightforward purchases to more complex financing scenarios. Over the past 20+ years, I’ve built my reputation on solving problems, communicating clearly, and making sure deals get to the closing table smoothly.

My path into this business wasn’t exactly traditional. I earned a degree in Astrophysics from Clemson, later added an MBA in Finance, and even spent time in culinary school. It’s a unique combination, but it shaped how I approach my work today. I’m analytical, detail-oriented, and focused on execution, especially when things get complicated.

I work with first-time buyers, seasoned investors, and referral partners who want a reliable, steady hand throughout the process. I’m licensed across multiple states, and my goal is always the same: keep things simple, move efficiently, and deliver a smooth, well-communicated experience from start to finish.

At the end of the day, I believe great service is what people remember. If I can make the process easier, more transparent, and less stressful for the people I work with, then I’ve done my job well.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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