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Alaric Spencer

Licensed Mortgage Broker
NMLS#: 2098055

Phone: (704) 240-5339
aspencer@oakcapitalmortgage.com

Hello, welcome to my page.

I was born and raised in Charlotte, North Carolina and I have watched the Queen City grow into the wonderful melting pot it has become. I love this city and am passionate about my job as a mortgage broker. What I like most about being a mortgage broker is being able to figure out how to get someone into their first home and on the path to building wealth through real estate. When I’m not helping clients with their mortgage, you can find me scaling up the walls at the local indoor rock-climbing facility or hanging out with my fiancé’ and our dog Dabo.

Ensuring that you make the right choice for you and your family is my goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I have the expertise and knowledge you need to explore the many financing options available.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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